02.10.2017
When one lender has said ‘no" - why would another say ‘yes?’
Just because your request may fall outside your existing lenders appetite, doesn’t mean it will be viewed in the same way by another lender.
We work closely with over 30 lenders who all have different risk profiles, industry preferences and appetites. As a group, we place many requests with these lenders and have a strong knowledge-sharing tool within the team. This means we are able to gauge the likelihood of each lenders approval based on your business finance request.
For lenders to approve deals, they need to be comfortable with all the factors surrounding your request such as geographic location, industry, debt servicing, asset class and business tenure. Each lenders measure of these factors can be very different. So when your lender says no, or provides an approval with unsatisfactory conditions, it’s most likely that another may say ‘yes’.
Our team of Business Partners are located right throughout the country and work across many different industries. If your current lender is unable to help and you would like to discuss an alternative funding solution, contact our team today.
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10 Sep 2015
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Interest Rate Changes
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04 Sep 2016
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27 Jun 2016
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06 Oct 2021
Growth of Non-Bank Lenders
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15 Jan 2021
Update on the Business Finance Guarantee Scheme
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15 Jan 2021
Trading through financial difficulty
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08 Nov 2017
Finance for motorboats and jet skis
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10 Sep 2018
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09 Aug 2017
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18 Apr 2016
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10 Nov 2019
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10 Jun 2021
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15 Jan 2022
The Impact of the CCCFA on Business Lending
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21 Jan 2019
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30 May 2016
New to Finance New Zealand - Motor Vehicle Finance
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04 Jul 2016
Welcome to Sarah Southee
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10 Sep 2018
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27 Jun 2016
What are the downsides to leasing?
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09 May 2017
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09 Sep 2020
Relaunch of the Business Finance Guarantee Scheme
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11 Oct 2016
Funding equipment in Australia
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25 Jun 2018
Your assets as security
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04 Aug 2020
Special Children’s Christmas Parties Sponsor
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28 Jun 2016
When is leasing a viable option?
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06 Oct 2021
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24 Jun 2018
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04 Sep 2016
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04 Oct 2017
The benefits of spreading funding across multiple lenders
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28 Jul 2021
Valuation requirements when funding property or assets
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08 Nov 2016
Welcome to Steve Hopkins
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18 Apr 2018
What is needed for a valuation?
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17 Oct 2018
Regional round-up – Northland
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29 May 2019
What will it mean for business lending?
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04 Mar 2020
Update: Coronavirus impact on exports & wider supply chain
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05 Feb 2020
Coronavirus impacts exports
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18 Apr 2018
What lenders want to see
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26 Mar 2020
We are committed to helping you through these challenging times.
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21 Jan 2019
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04 Aug 2020
Protect your business with the PPSR
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01 Apr 2019
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26 Apr 2016
Asset Finance | How the PPSR works
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16 Oct 2018
Commercial property finance
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16 May 2022
Scam Warning
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20 Feb 2018
Regional roundup – Canterbury
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01 Jun 2017
Leasing or buying healthcare and IT equipment
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08 Aug 2017
Keeping on top of your tax
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20 Feb 2018
Succession Planning
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17 Mar 2020
UPDATE: Covid-19 impact on global and local economy. We are here to support your business.
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22 Apr 2021
The Financial Services Legislation Amendment Act
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05 Feb 2020
Importing from Across the Ditch
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27 Jul 2019
Avoiding clever scams
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17 Dec 2019
UDC sale likely for 2020
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10 Nov 2016
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01 Jun 2017
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09 Apr 2020
Covid-19 Week 3 update: The Business Finance Guarantee Scheme and other tools
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08 Aug 2017
Management accounts – what are lenders looking for?
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27 Jul 2019
Capital adequacy requirements update
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05 Feb 2020
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15 Jan 2021
We celebrate our five-year milestone and welcome five new Business Partners.
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06 Oct 2021
Building Consents Hit Record Levels
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04 Sep 2016
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09 Sep 2015
Classic Machines – The Euclid/Terex S-24
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10 Sep 2018
Lending with an asset-only entity
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24 Jun 2018
Regional round-up – Wellington and Wairarapa
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21 Jan 2019
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05 Feb 2020
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04 May 2020
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29 May 2019
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06 Dec 2016
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02 Dec 2016
New Zealand export log prices rise
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06 Sep 2018
Regional round-up – Nelson, Marlborough, and West Coast
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09 Nov 2017
Funding a holiday home
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09 Sep 2020
Subsidised dealer-based funding
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14 Sep 2019
Why restructure or refinance?
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18 Apr 2018
When is the right time to upgrade your equipment?
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12 May 2020
COVID-19 Update: Level 2 - Moving towards the 'new normal'
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09 Sep 2020
What’s happening over the ditch
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20 Jul 2020
Caution surrounds commercial bank lending
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01 Apr 2020
Covid-19 update: The latest on how we can help your business
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26 May 2020
COVID-19 Update: Back in business under Alert Level 2
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10 Dec 2018
Forestry related business lending
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17 Dec 2019
Reserve Bank final capital review decisions
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10 Nov 2019
Christmas Cashflow
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27 Jul 2019
Why use a Financial Advisor?
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06 Dec 2016
Challenges of rural lending
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29 May 2019
Is there reason to be concerned about your business's risk grading?
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01 Jun 2017
We’ve got your business covered
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29 May 2019
Can risk grade be influenced?
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27 Jun 2016
Helping you meet your business goals
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24 Jun 2018
How lenders view you as a customer
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08 Nov 2016
Welcome to Shane McDermott